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Structured credit

for companies that want to grow safely.

Your Credit BPO to structure, analyze and grant credit efficiently and responsibly.
Sobre nós

ABOUT US

We believe that credit is what drives businesses.
But we also know that poorly structured credit can become risky.

 

We offer a complete Credit BPO model , focusing on intelligence, technology and results.

We optimize the credit analysis process and help companies structure, scale, and operate with confidence.

 

Our job is to ensure that the credit granted is solid, structured, and responsible . We do this with intelligence, technology, a specialized team, and a daily commitment to our clients' performance. We act as an extension of your operation, managing the entire credit journey from end to end.

 

Because good credit starts before the signature.
And that's what we deliver — every day.

LET'S START?

START is the starting point for efficient, transparent, and secure credit counseling . Each step is designed to offer an agile and strategic process, with the support of experts who ensure personalized solutions and the protection of your company's data.

Vamos começar?
Etapa 1. Diagnóstico
Documento com Pen

01 DIAGNOSIS

By completing our assessment, you'll take the first step toward solid and effective strategic planning . With this information, our experts can create a personalized path to drive your business's success.

 

We know that understanding your company in depth is essential. That's why our diagnostics are designed to offer precise solutions aligned with your needs .

Compras online

02 DIGITAL BANK account

Opening an account with a digital bank is an essential step to access credit and protect your company's data. The process is free, with no opening or maintenance fees, and activation can be done with any amount .

 

Furthermore, this step meets the requirements of the General Data Protection Law (LGPD) , ensuring that financial information is handled securely. By choosing a digital bank partner, your company protects its data and maintains banking confidentiality within our advisory services.

 

Benefits:

 

✅ Reduction of banking costs, promoting more efficient financial management.


✅ Compliance with LGPD, ensuring the security of sensitive information.


✅ Protection and banking secrecy, ensuring greater confidence in the credit obtaining process.

 

With this measure, your company not only fulfills its legal obligations, but also strengthens its credibility and financial security.

Etapa 2. Conta Banco Digital
entrevista de emprego

03 CREDIT FILE

As part of our comprehensive credit advisory process , we generate your company's credit report. This document serves as a true financial resume, reflecting your payment history and demonstrating your ability to meet your commitments.

 

What does the credit dossier include?

 

📌 Amount of loans and financing (credit card, personal and business financing).


📌 Payment of debts and bills (utility bills, student loans, among others).


📌 Payment habits, such as punctuality and recurrence.


📌 Credit score and financial risk.


📌 Financial issues, including protests, bounced checks, and restrictions in the financial system.

 

Why is this important?

 

Lenders use this information to assess your company's reputation and financial reliability. A positive credit history facilitates access to loans and financing , often eliminating the need for additional collateral.

 

With a solid dossier, your company gains more credibility and negotiating power, ensuring better credit conditions and boosting your growth.

Etapa 3. Dossiê de Crédito

04 complete specialized consultancy

After structuring your company’s credit journey, we begin our specialized advisory: strategically and intelligently seeking the best credit opportunities available in the market.

We work with various types of credit, connecting your company to banks, fintechs, and financial institutions based on your profile, structure, and needs.

What we deliver in our Advisory:

  • Identification of credit lines compatible with your company’s profile

  • Connection with trusted banks, fintechs, and financial institutions

  • Preparation and submission of technical documentation

  • Monitoring the process until credit approval

  • Support in renewal, management, and strategic use of funds

Types of credit we work with:

  • Corporate Working Capital

  • Structured Credit with Receivables Guarantee

  • Corporate Credit Card

  • Business Real Estate Financing

  • Home Equity (Credit Secured by Property)

  • Vehicle-Backed Credit

  • Payroll-Deductible Credit for Employees (CLT)

We combine expertise + technical structure + strategic partnerships + access to the financial market so you can secure credit with more competitive rates, faster approval, and full legal and documental security.

Etapa 4

OUR CLIENTS

"I am very grateful to have met EBKS. What they have done and continue to do for my company and for me, for all the encouragement, support and dedication they have given me, has boosted my business."

RA Fernandes Commerce and Services

OURS

STATISTICS

+5.000

COMPANIES SERVED

+120 million

IN STRUCTURED CREDIT

100%

HAPPY CUSTOMERS

7398

CUPS OF COFFEE
CONTATO

Let's transform your credit operation?

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© 2025 by Ebks Group.

We serve the entire national territory.

EBKS does not act as a banking institution or intermediary in the distribution of financial products, insurance, real estate securities, or similar products. It operates as a platform that provides information and tools to its partners, Authorized Agents/Bankers, for the promotion of these products and services. Negotiations occur directly between the client and the aforementioned institutions, without any intervention from EBKS or its Agents.

It is important to emphasize that EBKS is committed to the privacy and security of its customers' data, in compliance with the General Data Protection Law (LGPD). Customers' financial and banking data is kept strictly confidential and is not shared with EBKS or Independent Agents without their consent. This commitment reinforces transparency and accountability in the handling of personal information, ensuring legal compliance and user trust.

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