In partnership with
START FLOW
START is the starting point for efficient, transparent, and secure credit counseling . Each step is designed to offer an agile and strategic process, with the support of experts who ensure personalized solutions and the protection of your company's data.
01 DIAGNOSIS
By completing our assessment, you'll take the first step toward solid and effective strategic planning . With this information, our experts can create a personalized path to drive your business's success.
We know that understanding your company in depth is essential. That's why our diagnostics are designed to offer precise solutions aligned with your needs .
02 DIGITAL BANK account
Opening an account with a digital bank is an essential step to access credit and protect your company's data. The process is free, with no opening or maintenance fees, and activation can be done with any amount .
Furthermore, this step meets the requirements of the General Data Protection Law (LGPD) , ensuring that financial information is handled securely. By choosing a digital bank partner, your company protects its data and maintains banking confidentiality within our advisory services.
Benefits:
✅ Reduction of banking costs, promoting more efficient financial management.
✅ Compliance with LGPD, ensuring the security of sensitive information.
✅ Protection and banking secrecy, ensuring greater confidence in the credit obtaining process.
With this measure, your company not only fulfills its legal obligations, but also strengthens its credibility and financial security.
03 CREDIT FILE
As part of our comprehensive credit advisory process , we generate your company's credit report. This document serves as a true financial resume, reflecting your payment history and demonstrating your ability to meet your commitments.
What does the credit dossier include?
📌 Amount of loans and financing (credit card, personal and business financing).
📌 Payment of debts and bills (utility bills, student loans, among others).
📌 Payment habits, such as punctuality and recurrence.
📌 Credit score and financial risk.
📌 Financial issues, including protests, bounced checks, and restrictions in the financial system.
Why is this important?
Lenders use this information to assess your company's reputation and financial reliability. A positive credit history facilitates access to loans and financing , often eliminating the need for additional collateral.
With a solid dossier, your company gains more credibility and negotiating power, ensuring better credit conditions and boosting your growth.